Who We Are

At Marine Layer we fuse cutting-edge technology with derivatives expertise to make structured notes simple and effective. Our truly independent, white glove service provides powerful strategies to help your clients. Whether you’re new to structured notes or a seasoned pro, we can streamline solutions and elevate your practice.

Feature

MLA

Traditional Wholesalers

Platforms

  • Customized and scalable strategies for your team

 

 

  • White glove service for idea generation and pricing

 

  • Bespoke reporting

 

 

  • Curated menus of notes based upon your preferences

 

 

  • Portfolio analytics explained with decades of options experience

 

 

  • Unbiased connectivity to every issuer

 

What We Do

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Selection

Our technology removes the guesswork from finding the right notes for your needs. Every recommendation is backed by our decades of derivatives experience, aimed at helping get the best structures at the best prices.

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Implementation

Enjoy easy, scalable management of all your structured notes. Our platform and team handle the heavy lifting – tracking performance, monitoring market conditions, and managing maturities or payouts. Focus on your clients and let us handle everything from purchase to pay off.

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Showcase Value

Highlight the value you deliver through structured notes. Stand out from other advisors by offering differentiated investment returns.

FAQ's

  • How does your technology compare to larger platforms?

    We match the scale of the big firms while delivering custom tools and flexibility they can’t.

    Our technology stack combines the Luma platform — which powers the majority of structured-note transactions in the U.S. — with our own proprietary analytics and workflow tools built specifically for RIAs.

    That means you get institution-grade infrastructure plus unique capabilities others don’t offer — from portfolio-level note tracking and reinvestment automation to advanced volatility and barrier analytics.

     

  • What are Marine Layer's fees?

    We’re compensated directly by the issuing banks through fully disclosed structuring spreads. Unlike other providers our fees are consistent and transparent, contact us to find out more.

  • How do you reduce my operational burden?

    We handle everything from idea generation and pricing to execution, lifecycle tracking, and maturity reinvestment. You get a single, dedicated partner who manages sourcing, reporting, and monitoring, so your team can focus on clients — not paperwork.

  • How does your scale compare to competitors?

    Marine Layer executes hundreds of millions in structured notes annually across multiple issuers. That scale gives us access to institutional-level pricing and priority allocations — benefits we pass directly to advisors.

  • Do I lose control of my client relationships?

    Never. You remain the client-facing advisor at all times. We work entirely behind the scenes to source, price, and manage notes under your brand.

  • Are you independent, or tied to certain issuers or custodians?

    We’re fully independent and issuer-agnostic, this means our clients get the most favorable terms regardless of issuer.  We work with every major custodian in the US.

  • Can you scale with my firm?

    Absolutely, that's what we're built for! Our technology and operations support advisors managing anywhere from a few notes to entire structured-product programs across hundreds of accounts.

  • What kind of advisors get the most value from Marine Layer?

    Anyone interested in utilizing structured notes more effectively.  Some of our best clients are advisors who are interested in derivatives and want to offer structured notes systematically across their books.